I4T
Agent Hub
Chapter 06

Licensing

Pre-licensing exam registration steps and Property & Casualty course info.

06.1

Overview

To sell insurance as an I4T agent, you must hold an active Property & Casualty (P&C) insurance license in your state. This is a legal requirement — you cannot bind policies without it. The typical timeline is 2–4 weeks from start to finish.
06.2

Licensing Steps

1

Complete Pre-Licensing Course

Register with ExamFX and complete the Property & Casualty pre-licensing course. The recommended package costs $54.99 and includes study materials and practice exams.

ExamFX
2

Schedule Your State Exam

Once you complete the pre-licensing course, register for your state's P&C licensing exam through Pearson VUE. Exam fees vary by state.

Pearson VUE
3

Pass the Exam

Study thoroughly using the ExamFX materials. The exam covers property, casualty, and general insurance concepts. Most states require a passing score of 70% or higher.

4

Submit License Application

After passing the exam, submit your license application through your state's Department of Insurance or through NIPR. Background check required.

NIPR
5

Receive Your License

Processing times vary by state (typically 1–2 weeks). Once approved, you will receive your license number. Provide this to I4T management.

6

Maintain Your License

P&C licenses require continuing education (CE) credits for renewal. Keep track of your renewal date and CE requirements. Never let your license lapse.

06.3

Important Notes

You must be licensed in the state where the client's business is domiciled (registered).

Non-resident licenses may be required if you are selling to clients in other states.

Keep your license active and in good standing at all times — a lapsed license means you cannot legally earn commissions.

You are responsible for your own licensing costs and CE requirements as an independent contractor.

Contact I4T management if you have questions about licensing requirements for specific states.