Carrier Guide
Agency codes, portal links, and quoting rules for our three primary carriers: Progressive, Geico, and Cover Whale.
Progressive
Quoting Rules
Use the I4T agency code 03BFB on all submissions.
Progressive allows quoting for most standard trucking risks including owner-operators and small fleets.
Loss runs are required for accounts with 3+ years in business.
MVRs must be current (within 30 days) for all drivers.
Do not quote risks with more than 2 at-fault accidents in 3 years.
New ventures (less than 1 year in business) may be quoted but expect higher premiums.
Geico
Quoting Rules
Use agency code G05721 on all Geico submissions.
Geico is competitive for owner-operators with clean records.
Geico requires MVRs for all drivers.
Loss runs are required for accounts with prior insurance.
Geico does not write new ventures in all states — check availability.
Always compare Geico rates against Progressive before presenting to the client.
Cover Whale
Quoting Rules
Use NPN 20220257 on all Cover Whale submissions.
Cover Whale is a good option for new ventures and non-standard risks.
They offer telematics-based pricing — mention this to clients with clean records.
MVRs required for all drivers.
Cover Whale has a fast binding process — often same day.
Check their appetite guide for cargo types they will and won't write.
Carrier Quick Reference
| Carrier | Code | Portal | Best For |
|---|---|---|---|
| Progressive | 03BFB | foragentsonly.com | Standard risks, clean records |
| Geico | G05721 | gateway.geico.com/quote | Owner-operators, competitive rates |
| Cover Whale | NPN 20220257 | coverwhale.com | New ventures, non-standard |